Credit Card Company Sues You What Should You Do When a Credit Card Company Sues You?
What Should You Do When a Credit Card Company Sues You?
If a credit card company sues you, read the court papers, confirm your response deadline, and follow the court’s requirements to respond. Ignoring a credit card lawsuit can lead to a default judgment. Depending on state law and applicable exemptions, a judgment may allow wage garnishment or other collection actions.
Start by reviewing the complaint. Is the account yours? Is the balance accurate? Do the records reflect your payments and credits? Recognizing a credit card account does not necessarily mean every dollar claimed is correct.
Gather your statements, payment records, and correspondence. Your answer should address the allegations honestly and include only defenses supported by your circumstances.
Need help preparing your credit card lawsuit response? With Summons Master, you upload your summons, answer simple questions, and review your generated response before you pay.
